I don't even know how to start writing about myself.  I am very reserve and it is very difficult for me to reach out to others for help and guidance.  So for me to join this aidpage with the purpose of seeking financial guidance and/or assistance clearly states the financial situation that I am going through at this time.  For me it is not just paying debts but survival.  I was laid-off on August 2006 and have had no success with finding employment.  In the interim, I decided to get my Real Estate License and I am struggling to get that business going because of limited financial resources to market myself.  My financial situation is that I am in the brink of facing foreclosure, behind on bills, and no income to even survive on the basic daily needs.  I may have to move in with my daughter which is very difficult for someone as independent as I am to face the fact that I will need to depend on others.  If I could only raise enough money to survive 6 more months which is the average time for Realtor's to get their business up and running.  My monthly bills are an average of $2,000.00.  If anyone has gone through a similar situation and has some inside information on how I can get back on my feet, your input would be greatly appreciated.